Notes
Notes
( NOTES FROM STHÃNA · FIELD JOURNAL )

Notes from the ground.

Perspectives on place, property and the neighbourhoods we work in. Not a feed. A slower record of what we keep finding out.

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A wooden gavel resting on a pale surface.
LAW · LATEST

A rent law did change in January. It was not the one being quoted.

The Karnataka Rent (Amendment) Act took effect on 8 January 2026 and replaced jail terms with fines. The deposit cap, the 60-day registration and the yearly rent rule came from a central template Karnataka never adopted.

15 SEP 2026 READ THIS NOTE →
( ALL ENTRIES )
COSTS LAW DEPOSITS OWNERS TAX FIELD NOTES WATER COMMUTES FURNISHING BUILDINGS
A close photograph of a stack of Indian rupee notes. [ 13 ] · 15 SEP 2026 · COSTS

A ₹1 lakh home needs about ₹7.5 lakh on the day you move in.

Deposit, first month, brokerage, paperwork, movers and society charges. What the day you move in actually costs, and how much of it comes back.

A person in an orange shirt writing on a sheet of white paper. [ 12 ] · 15 SEP 2026 · LAW

An eleven-month agreement doesn’t have to be registered. Sometimes it should be.

Registration is required above twelve months and optional below. How stamping works now, what registering takes, and when a shorter agreement is worth registering anyway.

A small sign fixed to a pole. [ 11 ] · 15 SEP 2026 · DEPOSITS

Getting the deposit back is a different problem from agreeing it.

Wear and tear, damage, unpaid dues and repainting. What can legitimately come out of a deposit, what can’t, and what to do when it doesn’t come back.

A calculator, a piggy bank and a model house on a blue ground. [ 10 ] · 15 SEP 2026 · OWNERS

No law caps your deposit. Asking for less can still be the better deal.

For owners: there is no two-month cap at these rents, so the deposit is your choice. What a large one costs you in empty weeks, and what protects you better.

A neon sign glowing red. [ 09 ] · 15 SEP 2026 · TAX

If your rent is above ₹50,000, the tax is your job.

Above ₹50,000 a month, the tenant deducts the tax. Who it applies to, what to deduct, when to file, and what happens if nobody did.

A white building with a pool in front of it [ 07 ] · 14 SEP 2026 · FIELD NOTES

Reading a building before you read the listing.

What the approach road, the lift lobby and the water tank tell you in four minutes, before an agent has said a word.

Water overflowing the rim of a stone fountain [ 06 ] · 14 SEP 2026 · WATER

What tanker dependency actually means for your monthly cost.

Borewell, Cauvery or tanker. Which one a building runs on changes what you pay every month, and it is never in the listing.

A bench and table, photographed in black and white [ 05 ] · 14 SEP 2026 · DEPOSITS

Ten months’ deposit isn’t always ten months’ deposit.

No law caps a deposit at these rents. The number you are quoted is usually the last tenant’s deposit being handed on, and that changes how you negotiate it.

Riders on scooters moving down a street [ 04 ] · 14 SEP 2026 · COMMUTES

The commute you see on a map isn’t the one you’ll live.

Twelve kilometres can be twenty minutes or an hour. The difference is the road, not the distance.

A wooden dining table and chairs in a bare room [ 03 ] · 14 SEP 2026 · FURNISHING

What “furnished” actually means here.

The same word covers a single wardrobe and a fully kitted kitchen. Always ask for the inventory.

A tall apartment block, balcony above balcony [ 02 ] · 14 SEP 2026 · OWNERS

The questions worth asking before you sign.

Who holds the deposit, who handles repairs, how the last tenancy ended, and what the paperwork should carry.

A room with a table, chairs and paintings on the wall [ 01 ] · 14 SEP 2026 · BUILDINGS

What to ask before renting in an older apartment block.

Lift maintenance, seepage history, and who actually pays when the pump fails.

COSTS LAW DEPOSITS OWNERS TAX FIELD NOTES WATER COMMUTES FURNISHING BUILDINGS

A home begins as a reading.

Before a flat is worth seeing, it is worth observing. The road at eight in the morning, the tank on the roof, the lift on a Monday. These notes are what we write down while doing that.

This is not a blog and it is not search-engine filler. It is the record of what we keep learning about renting in Bengaluru, published because a tenant who knows these things negotiates better than one who does not.

A SMALL ASK

May we learn from this visit? An anonymised replay helps us understand what works, what doesn’t, and where we can make the experience better.

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