Notes
( FURNISHING · 14 MAY 2026 · 4 MIN )

What “furnished” actually means here.

The same word covers a single wardrobe and a fully kitted kitchen. Always ask for the inventory.

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A wooden dining table and chairs in a bare room

“Furnished” is one of the least useful words in a rental listing.

It can mean a wardrobe, a bed and a couple of lights. It can also mean a fitted kitchen, appliances, curtains, a dining table, sofas, beds and storage. Everything you need to arrive with a suitcase.

The listing calls both of them furnished.

01

One word, three homes

The three labels in circulation here describe a range, not a standard. Two of them mean almost nothing on their own.

UNFURNISHED

Usually the most honest of the three, and rarely completely bare. Fans, lights and wardrobes often stay. Ask which, because “unfurnished” occasionally includes a kitchen and occasionally excludes a geyser.

SEMI-FURNISHED

The label that does the least work. It can mean wardrobes and a modular kitchen, or a single wardrobe and nothing else. There is no convention holding it in place, which is exactly why it is used.

FULLY FURNISHED

Should mean you can move in with clothes and a laptop. Sometimes it means the previous tenant’s furniture stayed behind. Both get photographed the same way.

So the label is not the question.

DON’T ASK Is the home furnished? Every answer to this is technically true and none of them tell you what will be in the flat on the day you arrive.
ASK INSTEAD What stays? It is a question about objects, and it has one correct answer: a list.
02

What stays

Go through it item by item, in the flat, out loud. It takes four minutes and it is the cheapest four minutes of the whole tenancy.

Refrigerator. Washing machine. Microwave, hob, chimney, oven. Geyser in every bathroom. Beds and mattresses. Sofa and dining table. Wardrobes, and whether they are fitted or free-standing. Curtains, blinds and rods. Television and its mount. Water purifier, and who services it. Air conditioners, and who maintains them. Light fittings that are not builder-standard.

Two of those lines are worth reading twice. Anything that needs servicing, whether the purifier, the ACs or the geysers, comes with a running cost and an argument about who pays it. Settle that while you are still deciding.

03

The inventory is the document

What you saw at the viewing is not necessarily what will be there on move-in day. Furniture goes to the owner’s other flat. An appliance stops working between the handshake and the handover.

A well-run tenancy has an inventory: item by item, condition noted, agreed before anyone signs and attached to the agreement.

Every item, listed. Not “kitchen appliances”. Its condition, in a word. Photographs, dated, on move-in day. Both signatures on the same sheet.

It protects the owner from losing a fridge, and it protects you from paying for a scratch that was already there.

It is also the sheet your deposit is measured against.

( BEFORE YOU SIGN )

Get it on one sheet.

An inventory is not a formality and it is not distrust. It is the only record of what the home contained on the day it became yours, and the only defence either side has when that is questioned two years later.

LIST IT Item by item, with condition. Categories are not items.
PHOTOGRAPH IT On move-in day, dated, including the things that are already damaged.
SIGN IT Both parties, attached to the agreement, one copy each.
THE QUESTION UNDER ALL OF IT What stays, and where is that written down? If the answer is “we’ll sort it out later”, you already know how that goes.

The label on the listing is marketing. The inventory is the agreement. One of them will be quoted back at you when you move out, and it is not the label.

Ask for the list before you fall in love with the sofa.

Furnished is a label. The inventory is the truth.
← NEWER The commute you see on a map isn’t the one you’ll live. ALL NOTES The journal OLDER → The questions worth asking before you sign.
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