Notes
( OWNERS · 06 MAY 2026 · 4 MIN )

The questions worth asking before you sign.

Who holds the deposit, who handles repairs, and how the last tenancy ended.

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A tall apartment block, balcony above balcony

A home can look perfect at the viewing and become difficult the moment something goes wrong.

Almost none of what makes a tenancy easy or exhausting is visible in the flat. It sits in three answers, and all three are available before you sign.

The point is not to distrust the owner. It is to remove the surprises that get expensive after you have moved in.

01

Who holds the deposit?

The owner, an agent, a relative managing the flat, or a company. It matters, because the person holding the money is the person you will be asking to return it.

The amount, in the agreement, in figures and words. Who holds it, by name. The account it was transferred to. The date it is returned, counted in days from handover. What may be deducted, and who decides.

A deposit of this size should never be a verbal arrangement. If the answer to any of the five is “we’ll settle that later”, that is the answer.

02

Who handles repairs?

A dripping tap is one thing. A failed geyser in February, a blocked line under the kitchen or an air-conditioner that dies in April is another. Most disputes we see are not about whether something broke. They are about which category it fell into.

WEAR AND TEAR

The things that degrade because the home is being lived in. Normally the owner’s, and normally the first thing an exit deduction is argued over. Get the phrase defined, not assumed.

BREAKAGE

Damage with a cause. Usually yours, fairly, but only where the item was working when you arrived, which is what the inventory is for.

THE BUILDING’S PROBLEM

Seepage from the flat above, a common pump, a lift, a water shortfall. Neither yours nor strictly the owner’s, and the one category where a tenant can spend six months being passed between two parties.

Then get the practical answer, which is more useful than the principle:

Who do I actually call when it breaks at 9pm?

A name and a number. If the reply is the owner’s brother in another city, you have learned something worth knowing now rather than in February.

03

How did the last tenancy end?

You may not get the whole story. Ask anyway. The shape of the answer is informative even when the detail is thin.

A tenant who left early, a deposit that ended in a dispute, or a family that moved because the building had a recurring problem: all of it is useful before you commit, and none of it appears in a listing.

DON’T ASK Was there any problem with the last tenant? It invites a denial, and it puts the owner on the defensive about someone who is no longer there.
ASK INSTEAD How long were the last tenants here, and why did they move? A specific, unembarrassing question. Four years and a job in another city is one answer. Eleven months and a pause is another.

If you can, ask the same question of someone who does not have a tenancy to sign: the guard, the maintenance office, a neighbour on the same floor.

( THREE ANSWERS )

Ask now. Sign once.

None of these are difficult questions and none of them are rude. A well-run tenancy answers all three in a single conversation, which is itself the most useful thing the conversation tells you.

THE DEPOSIT Who holds it, and the date it comes back.
THE REPAIRS What is yours, what is theirs, and who you call.
THE LAST TENANCY How long they stayed, and why they left.
AND ONE MORE, IF YOU ONLY ASK ONE What has gone wrong in this flat in the last two years? Every home has an answer. The useful part is whether you are told it.

An agreement is not the moment to discover how a home is managed. By then the only leverage you had, the option of not signing, is gone.

Fifteen minutes of plain questions, before the paperwork, is the cheapest insurance in the whole process.

The questions are free. The surprises are not.
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